Invoice finance is a way to release cash tied up in a company’s unpaid invoices. Sometimes the debtor book is the largest asset a business has, so it makes sense for this to work for the business and enhance cashflow.

Yes, PMD offer a range of invoice finance facilities to businesses within most B2B sectors.

You only need one customer to get an invoice finance facility. As long as your customers have a solid credit rating, then you can typically access around 85% of your unpaid invoices.

Many of the facilities PMD arrange are confidential facilities, meaning your customers don’t know you have an invoice finance facility in place.

Yes, you can. PMD have access to over 30 specialist invoice finance lenders, meaning you can benchmark your existing agreement to make sure you’re getting the most competitive deal available. If your current facility can’t be beaten, then you have piece of mind.

Once a business receives the advance on their unpaid invoices, the money can be used to raise deposits on new assets or property purchases, help fund acquisitions, or even negotiate favourable supplier terms by paying them sooner.

Yes, invoice finance can be a great option for small businesses looking to improve cashflow or grow. Even if you only invoice a few customers, it could still work for you.

Some lenders may have minimum turnover requirements, but there are options available for businesses of all sizes. We’ll help you find the right fit.

Invoice can work well with other facilities like asset finance or trade finance to create a full funding package tailored to your needs.

Not necessarily. With confidential invoice finance, your customers won’t even know you’re using it. We’ll help you choose a facility that suits your business style.

Yes, invoice finance only works for businesses that invoice other businesses (B2B) rather than consumers (B2C). There are other products that are relevant for businesses operating within B2C sectors, such as merchant cash advance.

Once set up, you can usually access funds within 24 hours of raising an invoice. It’s a fast and flexible way to release working capital.

This depends on the type of facility. Some lenders offer bad debt protection or non-recourse options to reduce your risk. We’ll explain all the details so you can make an informed choice.

Yes, invoice finance can be a long-term solution. Some businesses use it temporarily to manage cashflow, while others use it as an ongoing part of their financial strategy. We’ll help you decide what works best.

Trade finance is a funding mechanism which helps companies import goods from abroad. The trade finance provider will pay the overseas supplier prior to the goods leaving the port in the foreign country.

Yes, you can get trade finance. Trade finance works well with invoice finance as an end-to-end funding solution, whereby the trade finance pays for goods to be brought into the country, and the invoice finance repays this once the goods reach the end customer.