Business finance for the retail sector

From small boutique shops to e-commerce stores and large department stores, retail businesses require robust financial support to thrive in a highly competitive and fast-paced market.

At PMD, we believe that nothing should stand in the way of business growth, which is why we offer a wide range of flexible finance solutions tailored specifically to the retail sector. Whether you’re looking to invest in stock to keep your shelves full, expand operations, enhance the customer experience, or adapt to changing consumer demands, finding the right business finance can ensure that you achieve your goals.

How Business Finance Supports the Retail sector

As one of the UK’s largest independent finance providers, we have over 150 lenders on our panel, from high street banks to alternative lenders, ensuring that we can find you the right finance solution for your retail business. Having access to a vast panel of lenders will allow you to set up multiple asset and business finance facilities, lowering the chances of becoming over exposed to any individual lender or bank whilst providing you with the funding you need to continue with the growth plans of your business.

Whether you’re looking to improve cash flow, take advantage of bulk purchasing discounts, expand your operations, renovate, or improve your digital infrastructure, business finance can provide the funding you need to succeed.

Business finance can help with:

  • stock management and purchasing power
  • property expansions and renovations
  • e-commerce and digital transformation
  • marketing and advertising
  • cash flow management

Our Services for the Retail Sector

We match our customers’ specific circumstances and requirements with appropriate lenders, making the acquisition of business finance much easier. Our diverse and flexible business finance options for the retail sector include asset finance, business loans, property finance and merchant cash advance.

Merchant cash advances are perfectly suited to the retail industry and are a great way to quickly inject capital into your business. With every sale you make through your PDQ machine, a small percentage of your income will be used to repay your advance. With no fixed monthly repayment, this means that during busier periods you will repay more whilst paying less in quieter months.

Our service isn’t just about finance – it’s about bringing the ideas, creativity, and business guidance you may not have even realised you needed. With our support and advice, we can help you to build your restaurant or retail business.

Our service includes:

  • A dedicated team of experts who understand your industry and can advise you on the best finance solution for your needs
  • A network of trusted lenders who can offer competitive and bespoke finance packages
  • A simple and hassle-free application process
  • A fast and efficient service that can deliver funds quickly to your business
  • A personal and friendly approach that puts you and your business first

Your future starts today

If you are the owner of an ambitious retail business, obtaining business finance through us could be the start of a powerful partnership. If you already have a finance provider, why not benchmark your current facility or quote? It’s without fee or obligation, and we may be able to find you more flexible or competitive terms that better suit your business requirements.

If you are interested in finding out more about how business finance can support your business, please contact us today.

You can call us on 0161 633 2548, email us at or fill in our online enquiry form. We look forward to helping you achieve your business goals.

Related case studies

From startups and sole proprietors through to large well established companies. Our client range is extremely diverse but, they have a common theme. They all need support to fund business assets and development projects.