Structured finance is a tailored funding solution that often combines multiple financial products, like asset finance, invoice finance, and business loans, to meet complex business needs. It can be idea for growth, acquisitions, or restructuring.

Unlike a single loan, structured finance blends various funding types into one solution. It’s designed to support more strategic or complex goals, such as management buyouts.

Some common uses for structured finance are; employee ownership trusts, releasing equity held in assets, refinancing or restructuring existing debt, making a business acquisition, management buyouts or business restructuring.

Structured finance isn’t just for larger businesses, it’s often used by SMEs needing flexible funding for growth or turnaround plans.

Yes, structured finance typically involves standard corporate security over business assets, which may include property, machinery, vehicles or invoices.

Structured finance can absolutely help with poor cashflow. Often by combining products or refinancing existing facilities, structured finance can improve liquidity and smooth out cashflow issues.

Structured funding timelines vary depending on the complexity of the deal and financial product, but PMD aims to move quickly, especially when urgent funding is needed.

While some components are regulated, structured finance is governed by commercial contract law. Working with a reputable broker like PMD ensures transparency and compliance.

Yes, it’s fully bespoke. PMD’s team will assess your business needs and goals to build a solution that fits your needs.

Structured finance benefits businesses in most industries. For more information on how we can support your funding needs, get in touch with the structured finance team.

Structured finance typically involves debt-based financing, whereas private equity involves selling a stake in your business. Structured finance allows you to retain control while accessing capital.

Structured finance can potentially be suitable for businesses with poor credit. Most lenders would be flexible to individual financial circumstances, even if credit history isn’t perfect. Please get in touch with the team if you’d like to discuss further.

Risks for structured finance transactions typically include complexity, potential over-leverage, and reliance on asset performance. That’s why working with experienced advisors like PMD is crucial to structure deals responsibly.